Getting a home loan in Virginia?
Or any other state?  Try Quicken Loans.
Information on Texas payday loans
A proposed piece of legislature could crack down on rogue lenders.
The many dangers of paying medical bills with a credit card
It may be so cumbersome, you might feel like you're paying on a second mortgage.
Should Personal Finance Be Taught in Schools? Yes
Advanced students often receive just 5 hours of personal finance study over a 13 year public school education.
Why Choose a 40-Year Mortgage?
Do lower payments justify less equity and more interest in the long run?
Reverse Mortgage Scams
According to figures from HUD, the current fiscal year, ending in September, has seen a rapid rise in reverse mortgage scams; 29 cases of suspected fraud were referred to the OIG in comparison to two the year before.
Who is Franklin Debt Relief?
This debt settlement company has some how avoided the regulatory action taken against its peers.
Debt Settlement vs Debt Consolidation
Debt settlement and debt consolidation are two tools that can be used to reorganize your debts and help you get out of debt.
CBCS Collection Agency
Did a phone call wake you? They could be harassing you about credit accounts that are past their statute of limitations.
Managing Personal Finance
Because debt accrues interest and often penalties, debt will often lead to more debt.
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Top Stories

Robotexting Payday Lenders Push Bad Loans

Have you received this message: Need some extra FUND$ for the new year? You can easily get $15OO today, just visit www.Click4PayToday.com to get the funds. Write "NO" to end. Find out who these criminals really are. Hint, the phone number sending you these unsolicted spam messages are not their actual numbers.

The volatility of gas prices

Finding ways to combat the cost of gas may take intense focus to detail.

Arkansas Sues Payday Lenders PDL Support LLC and Platinum B Services LLC for Illegal Usurious Lending

Attorney General Dustin McDaniel sues online payday lenders who claim to be from Caribbean island of Nevus, yet hail from Kansas City. The companies charged interest rates exceeding a staggering 600% APR, a rate far in excess of what is allowed by Arkansas lending laws.

Latest Articles

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Reporting Violations from Collection Agencies

Reporting Violations from Collection Agencies

Reporting illegal action may result in a collection agency possibly owing you money.
How to join a credit union

How to join a credit union

You may be able to find one through your employer, spouse, or family.
Effects of late payments on rewards cards

Effects of late payments on rewards cards

With more regulation, credit card companies are finding more creative ways to get your money.
Is pet insurance worth it?

Is pet insurance worth it?

Much like human insurance, pet insurance might just make you growl.
Should you fire your bank?

Should you fire your bank?

If you're sick of paying $5 to access $20, it may be time to switch.
Avoiding foreign transaction fees on credit cards

Avoiding foreign transaction fees on credit cards

Why should you pay a 3% surcharge?

Reader Contributions

These stories were contributed by our readers. Enjoy, but remember to maintain a healthy skepticism!

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Debt settlement or filing bankruptcy which one is better to choose?

Debt settlement or filing bankruptcy which one is better to choose?

Popular options for debt relief include debt settlement and filing bankruptcy.
Seek legal help to file for disability insurance

Seek legal help to file for disability insurance

Injuries resulting from your employment can cause disabilities which might prevent you from resuming work.
A Better Economy and You

A Better Economy and You

An improved economy would correct the problems that created the crisis to begin with.

Your Debt Help Community

Debtors Unite is a collaborative effort among financial counseling organizations to provide you with the tools, guidance and forums to improve your financial situation.

We find that banks and financial institutions put their own profit needs ahead of your needs, just as you put a higher priority on your own needs over theirs. To balance the odds,  we find that there is power in sharing information.

Get the answers you need while providing feedback to others. Take control of your debt before it controls you!

Debtors Unite is your credit and debt help community. Feel free to share your successes and failures as you eliminate debt and improve your finances. If you feel that a creditor or debt collector has given you a raw deal, share your experiences. You just might help someone else with their situation.

We provide tips on a number of personal finance issues. Perhaps you need assistance with payday loans or a personal loan. Are you facing a repossession? Do you need credit card debt help?

Much of the information found here can help with debt, credit, homeownership or even tax issues. While self help is our goal, we also have the backing of Accredited Financial Counselors that can help resolve some of the most difficult debt problems a family can face. We encourage you to visit often as our site is updated with new information on a daily basis. Welcome to Debtors Unite!

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