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North Carolina Debt Consolidation Services and Counseling


Debtors Unite provides debt help from the heart of North Carolina. From our offices in Raleigh, we provide face-to-face counseling by Accredited Financial Counselors. We can answer your questions, help you evaluate your situation and discuss your eligibility for enrollment in a debt management program. These North Carolina debt consolidation services are available to state residents who are looking for better ways to manage their debt.

Debt consolidation loans require excellent credit and substantial qualifications. When you have lots of debt, it is hard to meet the credit requirements that a debt consolidation loan requires. Accredited Financial Counselors are trained to evaluate your financial situation to determine what options are available for you. For instance, did you know that your struggles to make minimum monthly payments on credit card bills might actually make you a candidate for a client-favored debt repayment program?

Debtors Unite recommends debt management programs through Vision Credit Education for North Carolina residents for a number of reasons. First, they are recognized as a tax-exempt nonprofit charity under Internal Revenue Code 501(c)(3). You know that you will be working with an educational nonprofit organization. Vision Credit Education is a community leader that provides classes, seminars, face-to-face and online counseling services.

Second, Vision Credit Education is an accredited financial counseling organization under ISO 9001:2008 standards. They maintain an excellent rating with the Better Business Bureau and have been serving North Carolina since 2004.

Finally, the debt management program offered by Vision Credit Education is an excellent way to consolidate multiple credit card payments into a single monthly payment. Though there are no guarantees that your payment will be lower, most clients do experience a reduction in their monthly payment.

By consolidating all of your credit card payments into the program, your creditors may agree to lower your interest rates to allow for reduced monthly payments. Still, your consolidated payments are expected to continue only until you are debt free, normally within a three to five year period.

Gather your bills and get started online or call Vision Credit Education toll-free at 1-800-379-4720.
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