Georgia Debt Consolidation and Counseling Services
Georgia debt consolidation services are conducted by credit counseling organizations that abide by the licensing and regulatory requirements of the state of Georgia. Debtors Unite evaluates credit counseling organizations to make sure that you are working with a reputable agency that meets all state requirements.
For starters, you should make sure that you are working with an Accredited Financial Counselor. AFCs are certified by the Association for Financial Counseling and Planning Education to provide the highest levels of personal financial counseling.
Second, make sure that the agency itself is accredited. Look for ISO accreditation as a guarantee that the organization has a well documented quality management system. It shows that their debt management program has been accredited by a trusted third party auditor for quality.
Nonprofit status is not a deal breaker, but a nonprofit charity is normally recommended to make sure that the agency has your best interests as the top priority. This means that the organization has been granted charity status by the IRS.
Finally, look to see that the organization is reputable. A solid rating with the Better Business Bureau is a sign that a credit counseling organization has operated for a lengthy period of time as a reputable member who is free from an unusual pattern of complaints.
Debtors Unite recommends Vision Credit Education, Inc. as a reputable credit counseling organization that meets all of the above guidelines. Vision Credit Education maintains a debt management program that has successfully helped clients obtain lower interest rates and a lower monthly consolidated payment. Their debt management program is very effective because it allows you to consolidate your credit card bills even if they are falling behind, although there is no requirement that you are late.
See why Vision Credit Education comes so highly recommended for
Georgia credit counseling and debt consolidation services. You may call them at 1-800-379-4720 to speak with an Accredited Financial Counselor.
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