Dear
Collection Agency:
Your agency has contacted me regarding a debt that was referred to you by
Original Creditor Name. You are hereby notified that I do not recognize this to be a valid debt.
I respectfully request validation of the debt that you are pursuing. As you know, federal law provides me with 30 days to request such validation, and that if you fail to provide proof of the debt to me in the appropriate timeframe, it is assumed that the debt is not valid.
Please provide me with the proper evidence so that I may be sure that you have not contacted me in error. I will need to see documentation of the debt in its entirety so that I may understand the nature of the debt that you are pursuing and identify its origin.
You may mail this information to me at my address:
___________________________
___________________________
___________________________
Due to the sensitive nature of this communication, I would appreciate that you reply to this request through U.S. Mail rather than via telephone so that I may fully document our communication. This letter in no way should be misconstrued to be acknowledgement of any debt.
Thank you for your consideration.
Sincerely,
Your Name