Don't count on inactive credit accounts for a top credit score.

Anyone under 21 must have a co-signer to open an account.

What goes on it, and how long does it stay?

Find out what steps you can take today.

This could be right for you, but you'd better be sure. Get the right information from trusted sources or risk losing your home to scammers.

Do you qualify for lower monthly mortgage payments?

Emergency assistance may be available, but it is temporary and based on need.

A simple review of a community nonprofit organization.

You might purchase at the end of your lease period, but that's the depreciated value after you already paid your lease (AKA a rip-off).

If you've been running up a tab since the holiday season, now might be the right time.