I Hate Budgeting
Let’s face it—we don’t like for anyone, including ourselves to come between us and what we want to buy.
Rewards Cards: Should You Take the Gift?
You can earn free flights, discounts on hotels and restaurants and even cash back.
Changing Payment Date
Here's a cool little fact: for most credit cards, you can change the payment due date.
Live Large on a Small Salary: Budgeting Help in This Economy
You can achieve a fulfilling lifestyle by making cuts where it hurts less.
Consolidate Credit Card Bills
You take the card that has the most attractive transfer policy and best interest rate.
WHY “PERSONAL FINANCE 101” SHOULD BE A REQUIRED COURSE
Indebted graduates don't make the best donors to their schools.
Financing Higher Education
No matter how small any aid may be individually, they add up to take a large chunk of the financing off of your hands.
Why Choose a 40-Year Mortgage?
Do lower payments justify less equity and more interest in the long run?
Credit Card Bubble
Creditors, struggling to turn a profit, are cutting lines of credit and taking to predatory practices of manipulating rates and fees.
Review of Briesch Debt Settlement Study
"Academic study" is source of confusion and misinformation for prospective debt settlement company customers.
Get answers now. We're here to help you!
Chat with a debt expert Monday
through Friday, 8:30am - 7:00pm ET.

Have A Question? Click to Chat.
 

Are you a do-it-yourselfer? If so, maybe you just need a little guidance or a starting place.

How to File Taxes


Income tax preparation can be costly and frustrating. It can also be completed at no charge if you know the ins and outs of avaiable free services. Find out how to file taxes on your own for free or with free help from volunteers.

How to Lower Interest Rates


In many cases, you can reduce your borrowing costs. Maybe you need access to lower interest loan options. We can also show you how to get lower interest rates for your current accounts.

How to Lower Payments


Making payments on multiple accounts can be a burden on any budget. Depending on your situation, you could have several options for reducing your monthly payments to a level you can afford. Find out how you can lower your payments on many types of debt.

Sample Letters


Many requests are better made in writing. This allows you to clearly indicate what your request is, and to receive a response from a creditor in writing. You can write your own or you can begin with a sample letter template and change it to fit your situation.

Settle Debt


Settling debt can carry many consequences, but for some people dealing with recent defaults, it might be a possible solution. Utilizing a debt settlement company is never a good idea. Instead see how to settle debt on your own.
Get Help Now
Get started now by getting the help you need. Fill out form below.