Annual Credit Report
A credit file disclosure also includes a record of everyone who has ever made an “inquiry” about you and received your consumer report, over a given period of time.
What is a Reverse Mortgage?
A reverse mortgage, reverse annuity mortgage, or home equity conversion is unlike a traditional mortgage.
What Does it Mean That My Account is in Collections?
Creditors may sell your account to a collections agency if you do not keep up with your payments.
Length of Time Since Derogatory Public Record or Collection is Too Short
Serious default information can haunt you for years.
Beware of Debt Settlement Scams
Advertisements for debt settlement services are every where you look, promising to eliminate your debt quickly and easily.  At best, these companies will cause you much more trouble than you realize.  At worst, you will run into an outright debt settlement scam.
Delinquency on Accounts
This popular reason for credit denial may prevent you from opening your next credit account.
Dangers of Paying Medical Bills with Credit Cards
Most states allow insured patients the right to an external review by a certified third party, often a state agency.
No Recent Revolving Balances
Hibernating credit accounts can cost you precious points on your credit score.
No Recent Non-Mortgage Balance Information
Is your credit moving too slowly? Your home may be the only credit you have.
3 Ways to Eliminate Credit Card Debt
Try a combination of tried and true methods to eliminate debt.
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Credit Cards Share and compare information about your interaction with credit card issuers.
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Change in Terms Kenneth Long
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(9/2/2010 4:21:58 PM)
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