Rewards Cards: Should You Take the Gift?
You can earn free flights, discounts on hotels and restaurants and even cash back.
Seeking Forgiveness for Credit Card Debt
Lenders may actually agree, but there are downsides to this deal.
Payday Loan Laws in Georgia
Since Georgia banned high interest payday loans in 2004, residents are largely protected from predatory loans.
Negotiating Credit Card Debt: A Great Way to Kick Off the New Year
Once you have defaulted, negotiating credit card debt can be done on your own without hiring a settlement company.
The Prepayment Penalty: Implications for Lenders and Debtors
Learn about some of the possible penalties for paying your bill early.
Collecting Bad Debt: How to Make Them Pay?
Could a collection agency help your business recoup money or will it alienate your customer base?
What Credit Scores are Subprime?
It's obviously below prime, but it isn't permanent if you handle it carefully.
Personal Budgeting
Are you trying to save some of your paycheck each week/month but finding it impossible to do?
Earned Income Tax Credit
The federally funded Earned Income Tax Credit (EITC) is a refundable tax credit, aimed at supporting lower and middle class American families.
Debt Relief Solutions are Often Misunderstood
Debt relief is not a guaranteed solution. Only reputable companies deliver on their claims.
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Debtors Unite Forum Your Credit Help Resource
 
Debt Collectors
Are debt collectors calling you? Find out how to deal with collection agencies.
19 36
Kenneth Long
(11/22/2011 9:13:17 AM)
 
Credit Cards
Share and compare information about your interaction with credit card issuers.
4 18
Kenneth Long
(1/9/2012 12:34:40 PM)
 
Credit Scoring
How did that last inquiry lower your credit score? Should you pay your car off early. How does maxing out a credit card affect your scores?
37 55
Cynthia Turner
(1/16/2012 7:07:45 PM)
 
Debt Consolidation
Debt consolidation can be a blessing or a curse depending on how you proceed. Ask a question here if you want it answered in the forum.
2 8
Kenneth Long
(10/28/2011 11:34:06 AM)
 
Debt Settlement
Debt settlement companies consistently fail to deliver on their outrageous claims.
11 54
Kenneth Long
(11/10/2011 3:18:22 PM)
 
Debt Management
True debt management is about one thing - you controlling your money.
4 10
jamie
(1/2/2012 10:05:09 PM)
 
Bankruptcy
The different types of bankruptcy filings have different advantages for different people.
3 12
Kenneth Long
(2/1/2012 7:32:48 PM)
 
Loan Modification
Is a loan modification right for you? What are the qualifications? Who can you trust?
1 8
Nancy mother of 3
(12/17/2011 7:00:49 PM)