Debt Management

Credit counseling is not a factor in credit scoring formulas. Paying off debt is.

Try a combination of tried and true methods to eliminate debt.

When it comes to taking action against accumulating debt, there are many options.

Turn on a radio station or daytime TV, and you can hear the catchphrases: “Low monthly payment!” “Settle your debt!” “Free consultation!”

Make sure it's not-for-profit.

Many consumers are seeking professional help through the crises they face, but many do not understand the differences between debt settlement, debt management and credit counseling.

Here's a hint: Debt settlement programs don't work and cause more legal headaches.

Debt freedom is so much better than anything you own.

Are your finances on life support?

Keep track of your expenses before your debt gets out of control.