Credit Cards

Checking the "I am a business professional with business expenses" box on a credit application means you just opted out of Credit CARD Act protections.

If your minimum payments are a source of constant pressure, consider one of these options to lower your payments on credit cards.

The best credit card deals might only be available to those who have good credit scores and spending histories.

Paying your balance off each month keeps more coin in your pocket and out of theirs.

You can earn free flights, discounts on hotels and restaurants and even cash back.

A low rate makes repayment easier, but transfers can cost you in other ways.

Pre-approved credit offers may be plentiful in your post-bankruptcy mailbox.

You can be charged extra for certain types of transactions you make.

Which cards have the best perks and rates?

Don't confuse it with credit limit.