They're like regular home equity loans... except the interest is not all tax-deductible.

Debt settlement companies have been severely restricted from charging huge upfront fees that finance their advertising budgets.

Lenders may actually agree, but there are downsides to this deal.

A “slow pay” is exactly what its name suggests it is: a bill you paid too slowly, that is, a payment the creditor received later than the due date.

Options diminish when you begin ignoring your bills.

Home town heroes are great, but choosing the best option means getting valid information from a reputable provider so that you can make a good decision.

An arbitrator can be an alternative to judgments and collection activities by a lender.

Liquidation is normally the "clean slate" form of bankruptcy.

You've seen the advertisements. There are also nonprofit groups that do similar work. So what is the deal and will it work for you?

Partial payment trial modifications can easily drop a credit score 50 points.