Credit Karmic Shift: A Review of CreditKarma.com
CreditKarma.com provides free credit reports, free credit scores and most importantly, no unwanted credit monitoring service membership.
Secured Debt Consolidation Loans Can Simplify Repayment
When credit is a problem, collateral could reduce your interest rate on a debt consolidation loan.
Bad Credit? No Credit? Car Credit?
Dealers that cater to those with bad credit are masters at selling you on bad terms.
Gift Cards to Avoid this Holiday Season
Do you think you can pick the right gift card? Some of these may surprise you.
If You Need Help With Your Electric Bill
Did you know that power companies reserve millions of dollars for those who can't afford to keep their heat on?
What is a Good Credit Score?
A loan might be possible at 630, but a 720 will provide much better options.
No Closing Cost Home Equity Loans: The Good, The Bad, and The Ugly
Getting a home equity loan sure sounds like a great way to find quick cash, but the consequences can get ugly.
The importance of a security alert
Act quickly if you are a victim of fraud.
Follow these important tips for negotiating your debt
Know what you can afford, and always take notes.
How do I consolidate my student loans?
You will have multiple options if your loans have been given to you by more than one lender.
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Wendy Clay


Photo-for-Debtors-Unite.jpgWendy Clay is a Virginia Community College System graduate and a current undergraduate at the University of North Carolina. She is pursuing a degree in public health with a minor in exercise and sports science and plans to attend medical school upon the completion of her degree. She has diligently served those around her for many years as a tutor for rural school children and as an advocate in the fight against hunger in her community and around the world.

At The University of North Carolina Wendy plans to actively participate in a student group, Health Focus, which will enable her to use her knowledge and love for health and nutrition to educate youth in the Chapel Hill/Carrboro area. She also hopes to promote voter registration amongst her fellow students.

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