Lowering Credit Card Debt Begins with Recording your Expenses
Stop taking on new debt to begin with.
Credit card debt settlement lies and consequences
Some companies may give you false information.
A Bad Debt Remortgage Can Be Tricky When Property Values Drop
You might not like your loan or other debts, but there might be a way to restructure how you pay everything.
Budgeting for College Students
Being frugal does not mean you have to eat Ramen noodles every night.
How to Mend My Credit: The Best Defense is a Good Offense
It takes more than a needle and thread to patch bad credit.
Credit Scoring Components
Credit scoring is based on certain aspects of your financial behavior, yet focuses primarily on your payment history and your credit utilization rate.
Debt Settlement
It could be a real test of your people skills.
Debt-Relief Grants: Facts in the Fiction
Federally funded grants that can be applied toward alleviating consumer debt is as real as the leprechaun sighted in Mobile, Alabama in 2006.
Debt Settlement: What Are the Costs and Benefits?
Debt settlement sounds attractive until you realize what it costs you.
Attorney Debt Negotiation or Debt Settlement Company?
National debt settlement firms rarely deliver on claims of legal representation.
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Sybria White


Sybria-White-1.jpgSybria White is a senior at the University of North Carolina at Chapel Hill. Upon graduation in May 2010, she will leave Carolina with a Bachelor’s Degree in Sociology, a Certificate in Career Development and will be awarded a Public Service Scholar. She plans to attend graduate school to pursue a Master’s Degree in Public Health following taking a year off to contribute to a National Service Program, such as AmeriCorps. Her undergraduate career has taught her the value of a sociological perspective, which has influenced her dedication to public service. She is a volunteer for W.D. Hill Recreation center, Peer mentor for minority students and has served as an active member of several campus organizations such as Sociology club, North Carolina Health Careers and Access Program, Community Government, and Minority Advising just to name a few.

Apart from contributing public service and active involvement on campus, Sybria is very passionate about creative writing and writing in general and hopes to bring a sociological point of view to her articles. Her interests outside of writing and public service include reading books concerning fashion and spending time with her family.

A well rounded curriculum involving Business and English academics in addition to sociology, have helped shaped this young writers’ unique voice. She is eager to share her newly acquired skills and looks forward to helping others approach every day problems from a new, and perhaps, sociological outlook.
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