Payday Loan Laws in Georgia
Since Georgia banned high interest payday loans in 2004, residents are largely protected from predatory loans.
I Hate Budgeting
Let’s face it—we don’t like for anyone, including ourselves to come between us and what we want to buy.
Debt Negotiators vs. Debt Management Groups to Consolidate Credit Card Bills
Debt negotiators are vanishing due to bans on their advance fee practices. Debt management groups can still consolidate credit card bills.
The Mortgage Forgiveness Debt Relief Act of 2007
This piece of legislation may offer a way to refinance your mortgage without worrying about taxes.
Date of Last Inquiry Too Recent
Lenders frown when you apply for multiple accounts in a short period of time.
Pros and Cons of Chapter 13 Bankruptcy
The different types of bankruptcy filings have different advantages for different people.
Personal Loans for Poor Credit
There is more risk involved, but you may still be able to get a loan if you have poor credit.
Credit Protection Adds 10% to Already High Interest Rates
Credit protection is one of the best ways to ensure that you NEVER pay your card off.
Forgiven Debt: How Settlements Increase Taxes
All may not be forgiven with the IRS.
Live Large on a Small Salary: Budgeting Help in This Economy
You can achieve a fulfilling lifestyle by making cuts where it hurts less.
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Kenneth Long


Kenneth-Long.jpgKenneth Long is President of Debtors Unite, Inc. as well as President and Vice Chairman for Vision Credit Education, Inc. He serves as a regional coordinator for the North Carolina Saves campaign. Long is also a co-founder of the Wake EITC Coalition.

Long is a graduate of the University of North Carolina at Chapel Hill with a B.A. in Industrial Relations. He subsequently received his Certificate in Nonprofit Management from Duke University. His Certificate in Financial Planning was issued by Florida State University.

Long has achieved the Accredited Credit Counselor and Accredited Financial Counselor certifications through the Association for Financial Counseling, Planning and Education. Long originally achieved the Certified Credit Counselor designation through the National Institute for Financial Education. Long is also a Certified Housing Counselor with training received through The Association for Housing Counseling.

In addition to years of nonprofit leadership, Long has been an innovator in the field of volunteer tax return preparation programs. He assists volunteer associations and nonprofit organizations who seek to integrate credit counseling and asset-building programs with free personal income tax preparation. His approach to using free credit reports as both an incentive and a screening tool for placement into asset-building programs has been shared with members of the National Community Tax Coalition, the EITC-Carolinas Initiative of MDC, Inc. and nonprofit groups across the Carolinas.

Long assists members of our armed forces with financial readiness. Please support our soldiers, troops, airmen and sailors!
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