Debt-Relief Grants: Facts in the Fiction
Federally funded grants that can be applied toward alleviating consumer debt is as real as the leprechaun sighted in Mobile, Alabama in 2006.
There is Only One Government Program for Credit Card Debt Relief
The ads say that government grants and programs provide credit card debt relief. There is however only one government program in place.
What Credit Scores are Subprime?
It's obviously below prime, but it isn't permanent if you handle it carefully.
How to Lower Your Credit Card Interest Rate
A little elbow grease goes a long way to improving your finances.
Debt Resolution Options to Consider When Over your Head in Debt
Each option has pros and cons to consider, and some are much better than others.
What are the Costs of Debt Settlement?
Debt settlement sure sounds appealing if you believe all of the advertisements from debt settlement companies.
Repair Your Credit: A DIY Guide
There is not much scarier than having bad credit and needing to borrow money.
What are Credit Bureaus and What Do they Do?
Credit bureaus might influence whether you get a loan or a job.
Credit Card Bubble
Creditors, struggling to turn a profit, are cutting lines of credit and taking to predatory practices of manipulating rates and fees.
Amount Past Due on Accounts
This is one of the most severe credit bureau risk factors of payment history that are used to calculate your credit scores.
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Archana Sabesan


Archana-pic.jpgArchana Sabesan is a junior at North Carolina State University. She is currently pursuing a major in Psychology, with a primary focus in Child Psychology, and a minor in Spanish. After graduating, she plans to attend graduate school to obtain her PsyD degree in Clinical Psychology. Her experiences at Stanford University and Duke University as an Undergraduate Research Assistant have helped her to develop an effective research regiment and build on her observation skills. She hopes to open a private practice of her own in the future.

Every summer, Archana works at Kumon, a math and reading workshop, tutoring children between the ages of three and 18 in these subjects. She used to be enrolled in this program herself, so this allows her to connect with the students and give them the one-on-one help that they need. Archana is also currently a member of NC State’s Psychology Club, Rotaract Club, and EKTAA (NC State’s premiere South Asian Student Organization).

Archana was born in India, and moved to North Carolina with her immediate family when she was 7 years old. She speaks mostly Tamil, the native language of South India, and English in her home. In addition, having taken Spanish classes since 6th grade, she can speak and understand it pretty well too. Archana enjoys spending time with her family and friends, watching movies, listening to music, and going to the gym. She also loves to travel, and hopes to travel the world one day and learn about all the different cultures!

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