Debt-Relief Grants: Facts in the Fiction
Federally funded grants that can be applied toward alleviating consumer debt is as real as the leprechaun sighted in Mobile, Alabama in 2006.
There is Only One Government Program for Credit Card Debt Relief
The ads say that government grants and programs provide credit card debt relief. There is however only one government program in place.
What Credit Scores are Subprime?
It's obviously below prime, but it isn't permanent if you handle it carefully.
How to Lower Your Credit Card Interest Rate
A little elbow grease goes a long way to improving your finances.
Debt Resolution Options to Consider When Over your Head in Debt
Each option has pros and cons to consider, and some are much better than others.
What are the Costs of Debt Settlement?
Debt settlement sure sounds appealing if you believe all of the advertisements from debt settlement companies.
Repair Your Credit: A DIY Guide
There is not much scarier than having bad credit and needing to borrow money.
What are Credit Bureaus and What Do they Do?
Credit bureaus might influence whether you get a loan or a job.
Credit Card Bubble
Creditors, struggling to turn a profit, are cutting lines of credit and taking to predatory practices of manipulating rates and fees.
Amount Past Due on Accounts
This is one of the most severe credit bureau risk factors of payment history that are used to calculate your credit scores.
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Andrea Saca


Andrea_profile-pic.jpgAndrea Saca is from El Salvador and lives in Chapel Hill, North Carolina. After graduating from East Chapel Hill High School, she enrolled in Durham Technical Community College and will be transferring to a four year university to pursue her degree in sociology. She is hoping to major in sociology, and minor in Spanish.

Her first hand view of people taking out loans and trying to pay through their college education has sparked her interest into learning more about finance and how to manage it.

She enjoys working with people spending time with her family and friends, and learning about different cultures by traveling!

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